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VA LOANS
HOME FINANCING EXCLUSIVELY FOR VETERANS & ACTIVE DUTY SERVICE MEMBERS
A VA Loan is a government-backed mortgage designed specifically for veterans, active-duty service members, and eligible military spouses. With zero down payment requirements, no private mortgage insurance (PMI), and competitive interest rates, VA loans make homeownership more accessible for those who have served our country.
VA LOANS
HOME FINANCING EXCLUSIVELY FOR VETERANS & ACTIVE DUTY SERVICE MEMBERS
A VA Loan is a government-backed mortgage designed specifically for veterans, active-duty service members, and eligible military spouses. With zero down payment requirements, no private mortgage insurance (PMI), and competitive interest rates, VA loans make homeownership more accessible for those who have served our country.
READY TO BEGIN YOUR LOAN APPLICATION?
WHY CHOOSE A VA LOAN?
• Zero Down Payment – Buy a home with no money down
• No Private Mortgage Insurance (PMI) – Lower monthly costs
• Competitive Interest Rates – Exclusive rates for veterans
• Flexible Credit Requirements – Easier approval than conventional loans
• Refinancing Options – Lower payments or access home equity
VA LOAN QUALIFICATIONS
• Active-duty military, veterans, or eligible spouses
• No minimum credit score required (lender guidelines may apply)
• Certificate of Eligibility (COE) from the VA
• Stable income & ability to repay
READY TO BEGIN YOUR LOAN APPLICATION?
WHY CHOOSE A VA LOAN?
• Zero Down Payment – Buy a home with no money down
• No Private Mortgage Insurance (PMI) – Lower monthly costs
• Competitive Interest Rates – Exclusive rates for veterans
• Flexible Credit Requirements – Easier approval than conventional loans
• Refinancing Options – Lower payments or access home equity
VA LOAN QUALIFICATIONS
• Active-duty military, veterans, or eligible spouses
• No minimum credit score required (lender guidelines may apply)
• Certificate of Eligibility (COE) from the VA
• Stable income & ability to repay
STEP-BY-STEP VA LOAN PROCESS
STEP-BY-STEP VA LOAN PROCESS
1. Initial Consultation
Speak with our experts to see if a reverse mortgage is right for you
2. Get Your Certificate of Eligibility (COE)
We’ll help you obtain it
3. Get Pre-Approved
Know your budget before house hunting
4. Choose Your VA Loan
Fixed or adjustable rates available
5. Close & Move In
Hassle-free home financing from start to finish
1. Initial Consultation
Speak with our experts to see if a reverse mortgage is right for you
2. Get Your Certificate of Eligibility (COE)
We’ll help you obtain it
3. Get Pre-Approved
Know your budget before house hunting
4. Choose Your VA Loan
Fixed or adjustable rates available
5. Close & Move In
Hassle-free home financing from start to finish
ADVANTAGES OF AN VA LOAN
ADVANTAGES OF AN VA LOAN
100% Financing – No down payment required
No PMI Required – Unlike FHA & conventional loans
Lower Interest Rates – Competitive rates for military members
Flexible Credit Requirements – Easier qualification process
Assumable Loans – Can be transferred to another eligible buyer
Cash-Out Refinance Available – Tap into your home’s equity
Easier Qualification – Higher debt-to-income (DTI) ratios allowed
100% Financing – No down payment required
No PMI Required – Unlike FHA & conventional loans
Lower Interest Rates – Competitive rates for military members
Flexible Credit Requirements – Easier qualification process
Assumable Loans – Can be transferred to another eligible buyer
Cash-Out Refinance Available – Tap into your home’s equity
Easier Qualification – Higher debt-to-income (DTI) ratios allowed
VA LOAN VS. CONVENTIONAL LOAN- WHICH IS RIGHT FOR YOU?
VA LOAN VS. CONVENTIONAL LOAN- WHICH IS RIGHT FOR YOU?
FEATURE
VA LOAN
CONVENTIONAL LOAN
DOWN PAYMENT
0%
3% – 20%
CREDIT SCORE
NO SET MINIMUM (580+ RECOMMENDED)
620+
MORTGAGE INSURANCE
NOT REQUIRED
REQUIRED IF<20% DOWN
DEBT-TO-INCOME RATIO
HIGHER ALLOWED
LOWER PREFERED
FEATURE
VA LOAN
CONVENTIONAL LOAN
DOWN PAYMENT
0%
3% – 20%
CREDIT SCORE
NO SET MINIMUM (580+ RECOMMENDED)
620+
MORTGAGE INSURANCE
NOT REQUIRED
REQUIRED IF<20% DOWN
DEBT-TO-INCOME RATIO
HIGHER ALLOWED
LOWER PREFERED
WHY CHOOSE US FOR YOUR VA LOAN?
WHY CHOOSE US FOR YOUR VA LOAN?
At Trust Lending, we take pride in serving those who served our country. Our team specializes in VA home loans, ensuring a smooth, hassle-free home financing experience for veterans and active-duty military members.
• Personalized Loan Guidance – We tailor solutions for your financial needs
• HUD-Approved Counseling – We ensure you fully understand your options
• Fast & Easy Processing – We handle everything, from application to funding
• Trust & Integrity – Over 20 years of mortgage experience
• Secure, Government-Backed Program – FHA-insured for your protection
At Trust Lending, we take pride in serving those who served our country. Our team specializes in VA home loans, ensuring a smooth, hassle-free home financing experience for veterans and active-duty military members.
• Personalized Loan Guidance – We tailor solutions for your financial needs
• HUD-Approved Counseling – We ensure you fully understand your options
• Fast & Easy Processing – We handle everything, from application to funding
• Trust & Integrity – Over 20 years of mortgage experience
• Secure, Government-Backed Program – FHA-insured for your protection
LEARN MORE ABOUT REVERSE MORTGAGES
LEARN MORE ABOUT REVERSE MORTGAGES
What Is an VA Loan?
A VA Loan is a government-backed mortgage program created by the U.S. Department of Veterans Affairs (VA) to help military service members, veterans, and eligible spouses buy a home with no down payment and favorable loan terms. The VA guarantees a portion of the loan, making it easier for lenders to offer low-interest rates and flexible credit requirements.
A Brief History of VA Loans.
The VA home loan program was established in 1944 as part of the G.I. Bill, providing affordable home financing options for returning World War II veterans. Since its creation, the program has helped millions of veterans and active-duty service members achieve homeownership.
Types of VA Loans
• VA Purchase Loan – Buy a home with no down payment and no PMI
• VA Interest Rate Reduction Refinance Loan (IRRRL) – Lower your interest rate
• VA Cash-Out Refinance – Access your home’s equity for cash needs
• VA Jumbo Loan – Finance higher-cost homes with VA benefits
What Is an VA Loan?
A VA Loan is a government-backed mortgage program created by the U.S. Department of Veterans Affairs (VA) to help military service members, veterans, and eligible spouses buy a home with no down payment and favorable loan terms. The VA guarantees a portion of the loan, making it easier for lenders to offer low-interest rates and flexible credit requirements.
A Brief History of VA Loans.
The VA home loan program was established in 1944 as part of the G.I. Bill, providing affordable home financing options for returning World War II veterans. Since its creation, the program has helped millions of veterans and active-duty service members achieve homeownership.
Types of VA Loans
• VA Purchase Loan – Buy a home with no down payment and no PMI
• VA Interest Rate Reduction Refinance Loan (IRRRL) – Lower your interest rate
• VA Cash-Out Refinance – Access your home’s equity for cash needs
• VA Jumbo Loan – Finance higher-cost homes with VA benefits
Trust Lending General Information
Corporate Office
Trust Mortgage Lending Corporation
8600 NW 36th St Suite 101 Doral, FL, 33166
+1 888 884 1160
NMLS #204041
Colorado Office
Trust Mortgage Lending Corporation
8400 E Prentice Ave
Suite 1500
Greenwood Village, CO 80111
+1 888 884 1160
Tampa Office
Trust Mortgage Lending Corporation
8593 W. Linebaugh Ave
Tampa, FL 33625
+1 888 884 1160
Lic #2253533
Oregon Office
Trust Mortgage Lending Corporation
8130 SW Beaverton-Hillsdale Hwy
Portland, OR 97225
+1 888 884 1160
Lic #204041
California Office
LG Mortgage Lending Solutions
9350 Willshire Blvd
Suite 203
Beverly Hills, CA 90212
+1 888 884 1160
Lic #41DBO-108370
Helpful Links
Texas Office
Trust Mortgage Lending Corporation
700 Louisiana St
Suite 3950
Houston, TX 77002
+1 888 884 1160
NMLS #1513406
Services
©2025 Trust Mortgage Lending NMLSR ID 204041
Disclaimer: Trust Lending is not a chartered bank or trust company, or depository institution.
It is not authorized to accept deposits or trust accounts.
Trust Lending General Information
Corporate Office
Trust Mortgage Lending Corporation
8600 NW 36th St Suite 101 Doral, FL, 33166
+1 888 884 1160
NMLS #204041
Tampa Office
Trust Mortgage Lending Corporation
8593 W. Linebaugh Ave
Tampa, FL 33625
+1 888 884 1160
Lic #2253533
Texas Office
Trust Mortgage Lending Corporation
700 Louisiana St
Suite 3950
Houston, TX 77002
+1 888 884 1160
NMLS #1513406
California Office
LG Mortgage Lending Solutions
9350 Willshire Blvd
Suite 203
Beverly Hills, CA 90212
+1 888 884 1160
Lic #41DBO-108370
Colorado Office
Trust Mortgage Lending Corporation
8400 E Prentice Ave
Suite 1500
Greenwood Village, CO 80111
+1 888 884 1160
Oregon Office
Trust Mortgage Lending Corporation
8130 SW Beaverton-Hillsdale Hwy
Portland, OR 97225
+1 888 884 1160
Lic #204041
Services
Conventional Loans
FHA Loans
Reverse Mortgages
VA Loans
Jumbo Loans
Foreign National Loans
Helpful Links
Accessibility Statement
Company Overview
Terms and Conditions
Privacy Policy
NMLS Consumer Access
©2025 Trust Mortgage Lending NMLSR ID 204041
Disclaimer: Trust Lending is not a chartered bank or trust company, or depository institution.
It is not authorized to accept deposits or trust accounts.