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RESIDENTIAL MORTGAGES
FIND THE RIGHT HOME LOAN FOR YOU
At Trust Lending, we offer a variety of residential mortgage solutions tailored to meet your needs. Whether you’re buying your first
home, upgrading to your dream house, or looking for flexible financing options, we’ll help you find the perfect loan with competitive rates and expert guidance.
RESIDENTIAL MORTGAGES
FIND THE RIGHT HOME LOAN FOR YOU
At Trust Lending, we offer a variety of residential mortgage solutions tailored to meet your needs. Whether you’re buying your first
home, upgrading to your dream house, or looking for flexible financing options, we’ll help you find the perfect loan with competitive rates and expert guidance.
READY TO BEGIN YOUR LOAN APPLICATION?
WHAT TYPE OF RESIDENTIAL LOAN IS BEST FOR YOU?
Each homebuyer has unique financial needs. Here are the most common residential mortgage options to help you make the right choice.
FHA LOANS
IDEAL FOR FIRST-TIME & LOW-CREDIT BUYERS
FHA Loans are government-backed mortgages designed for buyers with low down payments and flexible credit requirements.
• Down payment as low as 3.5%
• Lower credit score requirements (580+)
• Competitive interest rates
• Great for first-time buyers
CONVENTIONAL LOANS
FLEXIBLE & AFFORDABLE HOME FINANCING
A Conventional Loan is a non-government-backed mortgage with flexible terms and lower long-term costs for qualified buyers.
• As low as 3% down payment (for first-time buyers)
• No PMI with 20% down (save on monthly costs)
• Fixed and adjustable-rate options
• Best for borrowers with strong credit (620+)
VA LOANS
EXCLUSIVE BENEFITS FOR VETERANS & MILITARY FAMILIES
VA Loans provide zero-down payment home financing with low rates for eligible veterans, active-duty service members, and military spouses.
• 100% financing – No down payment required
• No private mortgage insurance (PMI)
• Competitive interest rates
• Flexible credit requirements
USDA LOANS
AFFORDABLE HOMEOWNERSHIP IN RURAL & SUBURBAN AREAS
USDA Loans are government-backed mortgages designed to make homeownership affordable for buyers in eligible rural and suburban areas.
• No down payment required
• Lower mortgage insurance costs than FHA loans
• Flexible credit score requirements (640+)
• Must meet location and income eligibility requirements
JUMBO LOANS
FINANCING FOR HIGH-VALUE & LUXURY HOMES
A Jumbo Loan is designed for buyers looking to purchase high-value properties that exceed conventional loan limits.
• Loan amounts above $766,550 (2024 limit, varies by location)
• Flexible loan terms (fixed & adjustable-rate options)
• Higher credit score requirements (700+)
• Great for luxury homebuyers & high-net-worth individuals
12-MONTH BANK STATEMENT LOANS
IDEAL FOR SELF-EMPLOYED BORROWERS
A Bank Statement Loan is a mortgage option for self-employed individuals who want to qualify using bank deposits instead of tax returns.
• No W-2s or tax returns required
• Qualify using 12 months of bank statements
• Flexible loan amounts & competitive rates
• Perfect for freelancers, business owners & independent contractors
FOREIGN NATIONAL LOANS
HOME FINANCING FOR INTERNATIONAL BUYERS
A Jumbo Loan is designed for buyers looking to purchase high-value properties that exceed conventional loan limits.
• Loan amounts above $766,550 (2024 limit, varies by location)
• Flexible loan terms (fixed & adjustable-rate options)
• Higher credit score requirements (700+)
• Great for luxury homebuyers & high-net-worth individuals
ASSET QUALIFICATION LOANS
MORTAGE SOLUTIONS FOR HIGH NET-WORTH BORROWERS
An Asset Qualification Loan is for borrowers who qualify based on liquid assets rather than income.
• No employment or income verification required
• Use assets like savings, investments, and retirement funds to qualify
• Ideal for retirees, investors, and business owners
• Flexible loan terms & high borrowing limits
READY TO BEGIN YOUR LOAN APPLICATION?
WHAT TYPE OF RESIDENTIAL LOAN IS BEST FOR YOU?
Each homebuyer has unique financial needs. Here are the most common residential mortgage options to help you make the right choice.
FHA LOANS
IDEAL FOR FIRST-TIME & LOW-CREDIT BUYERS
FHA Loans are government-backed mortgages designed for buyers with low down payments and flexible credit requirements.
• Down payment as low as 3.5%
• Lower credit score requirements (580+)
• Competitive interest rates
• Great for first-time buyers
CONVENTIONAL LOANS
FLEXIBLE & AFFORDABLE HOME FINANCING
A Conventional Loan is a non-government-backed mortgage with flexible terms and lower long-term costs for qualified buyers.
• As low as 3% down payment (for first-time buyers)
• No PMI with 20% down (save on monthly costs)
• Fixed and adjustable-rate options
• Best for borrowers with strong credit (620+)
VA LOANS
EXCLUSIVE BENEFITS FOR VETERANS & MILITARY FAMILIES
VA Loans provide zero-down payment home financing with low rates for eligible veterans, active-duty service members, and military spouses.
• 100% financing – No down payment required
• No private mortgage insurance (PMI)
• Competitive interest rates
• Flexible credit requirements
USDA LOANS
AFFORDABLE HOMEOWNERSHIP IN RURAL & SUBURBAN AREAS
USDA Loans are government-backed mortgages designed to make homeownership affordable for buyers in eligible rural and suburban areas.
• No down payment required
• Lower mortgage insurance costs than FHA loans
• Flexible credit score requirements (640+)
• Must meet location and income eligibility requirements
JUMBO LOANS
FINANCING FOR HIGH-VALUE & LUXURY HOMES
A Jumbo Loan is designed for buyers looking to purchase high-value properties that exceed conventional loan limits.
• Loan amounts above $766,550 (2024 limit, varies by location)
• Flexible loan terms (fixed & adjustable-rate options)
• Higher credit score requirements (700+)
• Great for luxury homebuyers & high-net-worth individuals
12-MONTH BANK STATEMENT LOANS
IDEAL FOR SELF-EMPLOYED BORROWERS
A Bank Statement Loan is a mortgage option for self-employed individuals who want to qualify using bank deposits instead of tax returns.
• No W-2s or tax returns required
• Qualify using 12 months of bank statements
• Flexible loan amounts & competitive rates
• Perfect for freelancers, business owners & independent contractors
FOREIGN NATIONAL LOANS
HOME FINANCING FOR INTERNATIONAL BUYERS
A Jumbo Loan is designed for buyers looking to purchase high-value properties that exceed conventional loan limits.
• Loan amounts above $766,550 (2024 limit, varies by location)
• Flexible loan terms (fixed & adjustable-rate options)
• Higher credit score requirements (700+)
• Great for luxury homebuyers & high-net-worth individuals
ASSET QUALIFICATION LOANS
MORTAGE SOLUTIONS FOR HIGH NET-WORTH BORROWERS
An Asset Qualification Loan is for borrowers who qualify based on liquid assets rather than income.
• No employment or income verification required
• Use assets like savings, investments, and retirement funds to qualify
• Ideal for retirees, investors, and business owners
• Flexible loan terms & high borrowing limits
WHY CHOOSE TRUST LENDING FOR YOUR RESIDENTIAL MORTGAGE?
WHY CHOOSE TRUST LENDING FOR YOUR RESIDENTIAL MORTGAGE?
At Trust Lending, we believe that buying a home should be simple and stress-free. With over 20 years of experience, our team is committed to helping you find the best loan program for your needs while ensuring a smooth and efficient mortgage process.
• Personalized Loan Solutions – We match you with the right mortgage for your situation
• Competitive Interest Rates – Get access to the best loan rates available
• Fast & Hassle-Free Approvals – Simplified loan application process
• Expert Guidance – Work with mortgage specialists who put your needs first
• Technology-Driven Service – Secure, seamless, and fully online mortgage experience
READY TO BEGIN YOUR LOAN APPLICATION?
TESTIMONIALS
READY TO BEGIN YOUR LOAN APPLICATION?
TESTIMONIALS
Trust Lending General Information
Corporate Office
Trust Mortgage Lending Corporation
8600 NW 36th St Suite 101 Doral, FL, 33166
+1 888 884 1160
NMLS #204041
Tampa Office
Trust Mortgage Lending Corporation
8593 W. Linebaugh Ave
Tampa, FL 33625
+1 888 884 1160
Lic #2253533
Texas Office
Trust Mortgage Lending Corporation
700 Louisiana St
Suite 3950
Houston, TX 77002
+1 888 884 1160
NMLS #1513406
California Office
LG Mortgage Lending Solutions
9350 Willshire Blvd
Suite 203
Beverly Hills, CA 90212
+1 888 884 1160
Lic #41DBO-108370
Colorado Office
Trust Mortgage Lending Corporation
8400 E Prentice Ave
Suite 1500
Greenwood Village, CO 80111
+1 888 884 1160
Oregon Office
Trust Mortgage Lending Corporation
8130 SW Beaverton-Hillsdale Hwy
Portland, OR 97225
+1 888 884 1160
Lic #204041
Services
Helpful Links
©2025 Trust Mortgage Lending NMLSR ID 204041
Disclaimer: Trust Lending is not a chartered bank or trust company, or depository institution.
It is not authorized to accept deposits or trust accounts.
Trust Lending General Information
Corporate Office
Trust Mortgage Lending Corporation
8600 NW 36th St Suite 101 Doral, FL, 33166
+1 888 884 1160
NMLS #204041
Colorado Office
Trust Mortgage Lending Corporation
8400 E Prentice Ave
Suite 1500
Greenwood Village, CO 80111
+1 888 884 1160
Tampa Office
Trust Mortgage Lending Corporation
8593 W. Linebaugh Ave
Tampa, FL 33625
+1 888 884 1160
Lic #2253533
Oregon Office
Trust Mortgage Lending Corporation
8130 SW Beaverton-Hillsdale Hwy
Portland, OR 97225
+1 888 884 1160
Lic #204041
California Office
LG Mortgage Lending Solutions
9350 Willshire Blvd
Suite 203
Beverly Hills, CA 90212
+1 888 884 1160
Lic #41DBO-108370
Helpful Links
Accessibility Statement
Company Overview
Terms and Conditions
Privacy Policy
NMLS Consumer Access
Texas Office
Trust Mortgage Lending Corporation
700 Louisiana St
Suite 3950
Houston, TX 77002
+1 888 884 1160
NMLS #1513406
Services
Conventional Loans
FHA Loans
Reverse Mortgages
VA Loans
Jumbo Loans
Foreign National Loans
©2025 Trust Mortgage Lending NMLSR ID 204041
Disclaimer: Trust Lending is not a chartered bank or trust company, or depository institution.
It is not authorized to accept deposits or trust accounts.